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With two weddings coming up, budget's really tight

July 13, 2008

A 10 percent pay cut, combined with higher gas prices, prompted Rita See to stop going to work -- one day a week.

"I asked to be placed on a four-day workweek to save money on gas," says See, 53, a medical secretary who has a round-trip commute of about 24 miles.

Her boss agreed. Which was a big relief to the LaGrange woman. She's dealing with multiple hits to her budget this year. Among them: rising food, health care and utility costs. Also, her two daughters are getting married within the next 10 months.

Having raised three children as a single parent, she's experienced in dealing with tight budgets. "I'm always looking for ways to cut on everything, and it's a good thing I'm in the habit because I really need to do this right now," she says.

Her older daughter is getting married in Florida in November. See bought her airline ticket in April, figuring that with the spike in fuel prices, airfares would only get worse. She paid $199 for her ticket to Miami then. On Friday, the prices quoted by Expedia were more than $300.

To cut costs, See also switched car insurance companies, saving her about $250 a year. By going to the four-day workweek, she estimates she'll cut her gasoline bill by more than $240 a year.

She saves by shopping at the dollar store for bottled water, detergent, bleach and other items. She also gets her hair cut at Fantastic Sam's instead of higher-priced salons, grows her own tomatoes and takes her breakfast, lunch, coffee and drinks to work.

During the summer, to reduce her utility bill, she rarely uses her air conditioner.

In the winter, she keeps the thermostat set at 64 degrees during the day and 60 at night.

What are you doing to make ends meet? Write to psmith @suntimes.com.

How Chicagoans are coping in a rough economy
  • Car sharing avoids agony at the pump
  • Food, gas costs force lifestyle changes
  • Chatham woman rings up almost $300 in savings
  • Price check on walk down aisle
  • Fillups now a thing of the past
  • Double dose, half cost
  • Bikes save a wad of cash
  • How Beth cuts her grocery bill in half
  • Couple cut food budget by $100
  • Shopper finds bargains, coupons on most items
  • Riding a scooter saves more than just on gas
  • Cable's out, walking's in
  • College student learning to scrimp
  • Retiree takes a hike to fight rising price of gas
  • Her plan: free meals, free wheels
  • How to have a fun wedding for under $5K
  • 'Thrill of the hunt' at thrift stores
  • Pets, plants help her cut monthly bills
  • Vanpool cuts gas costs by $100 a week
  • Couple looks for second jobs
  • Cigarettes are out, vegetable garden is in
  • She likes service, savings at low-cost dry cleaner
  • Salon owner trims budget
  • Woman shares how to save $6,500 a year
  • Using plastic wisely saves woman dough
  • SUV for transit a $400-a-month trade
  • Family cuts laundry, food bill
  • Saving $150 a month by running car on used veggie oil
  • Temp worker brings her own lunch
  • How I feed 5 for only $65 a week!
  • Shopping more to spend less
  • Mom saves money by attending free, family activities
  • Restaurant's deliveries go green to save green
  • Mom holds the line on cell phone usage
  • Low-cost lunches can taste great, be healthy
  • Take these saving tips to the bank
  • Mom: If it's too hot without a/c 'go outside and sleep'
  • North sider hopes to save with Mint(.com)
  • One-car family gets by just fine
  • Airtight way to save money
  • Gift cards, 8-lb. bag take bite out of Starbucks tab
  • Community college smart way to save
  • Used bike shops offer wheels at a steal
  • Coupon maven draws bargain-hunting crowd
  • She saves $35,000 a year
  • Vegetarian mom saves money on food
  • Planning ahead helps mother of 4 save money
  • Rent out your parking space
  • A 'Depression Era kid' watches every penny
  • Early Christmas shopping helps mom save
  • Keeping a lid on spending
  • No-car days, pricing plan help save money
  • 2 upcoming weddings, so budget's really tight
  • Newlyweds save by skipping phone, internet
  • Free lunch helps ease budget crunch
  • Telecommuter saves by phoning it in
  • Living within her means has paid off big-time