Back to regular view     Print this page

Subscribe   •   EasyPay   •   e-paper
Reader Rewards   •   Customer Service

Weather: FIZZLE
Become a member of our community!

Business blogs
Business links
Business
Columnists
 


AddThis Social Bookmark Button

Personal Finance
Print Article Email Article Share / Bookmark
suntimes.com

Search Classifieds

View Subcategories

Start Building

I want to start
creating my ad right away.

Start Building

Register

I'd like to set up my account first, then create an ad.

Register

Login

I've already registered, and I'm ready to place an ad.

Login






TOP STORIES ::
Indicted Chicago developer turned a big profit on city deal

Reverse mortgage can help seniors buy new, smaller home

Lilly's sights set higher

A spinoff series so good, it took 10 years to do

Men, women share U. of C. rooms







Early Christmas shopping helps mom save

July 9, 2008

Although Christmas is more than five months away, the way Sue Hope sees it, it's not to early to start her Christmas shopping.

That attitude has helped her save roughly $500 a year on gifts over the past few years, and its among the means the stay-at-home mother of five children, ages eight through 16, uses to keep a lid on expenses during tighter economic times.

"I really start in the summer," said Hope, whose husband Mike, works in construction. "Anytime I see something marked down tremendously, especially candles, nice gifts, toys, I buy them and put them away in a big tupperware bin. I've gotten cosmetic sets for my older daughter and my friends, shampoo sets, really nice name-brand ones, earrings, jewelry, clothing. You name it."

The southwest suburban Homer Glen resident said the gifts are all at least 50 percent off.

"I will buy very nice cards and wrapping paper 75 percent off," she shared. "But the operative word is the timing. You just have to think ahead."

Hope started doing so a few years ago after making some regrettable Christmas purchases.

"When Christmas came and it was like crunch time, it was too overwhelming for me; then I found myself charging everything and I just felt bad about it," she said. "I guess the light bulb went off in my head."

Hope said over the years she's been able to save money because "I'm not too proud to buy things secondhand, like furniture. I feel like I really tastefully have decorated the house, but actually more than half of it is from a second-hand store or a garage sale or an estate sale. I'm not ashamed of that. I've gotten very nice furniture."

Hope says she still treats herself to the beauty shop to get her hair colored.

"I don't do that at home because I don't really know what I'm doing," she said. "But I've found that I extend the life of my hair for about two more weeks because now I'm buying a shampoo that doesn't have sulfate in there like the harsh detergents."

When it comes to doing laundry, she doesn't use fabric softener.

"For $20 I bought four dryer balls that will last two years," she said. "These fluff up the clothes nicely."

This year, with prices rising, she's spending about $30 more a week for gas and $50 a week more on food, she said. Her husband's gas costs are picked up by his employer, which is a big help, she said.

As for food costs, she concedes she's not very organized in keeping track of coupons.

"I'm working on that," she said.

"I do enjoy name brands, and when I do, I try to look for them not at a grocery chain. We have a Menards by our house. They have an excellent pantry there where I've gotten coffee, cereal, salad dressings cookie mixes" for a fraction of the cost she'd pay at big grocery chains, she said.

She also shops at Target and Aldi for snacks and staples, and Jewel for her meat, she said.

"I'm not buying junk like Twinkies and Doritos," she said. "I'm cutting out the junk food. I'm not buying pop. I'm just pushing the water."

Hope added investments she made in some small kitchen appliances are helping her save money, including the purchase of an 18-quart Nesco brand roaster.

"I feel like I really can't screw up a piece of meat," she said. "I can buy a cheaper cut of meat. It will always come out tender."

She also uses a manual food processor to make her own fresh salsa daily and egg and tuna salads, and a blender to make protein breakfast shakes.

"I'm kind of discovering if I make the high protein breakfast for them rather than like a quick bowl of cold cereal, that will hold them longer until lunch time," she said.

What are you doing to make ends meet? Write to psmith@suntimes .com.

How Chicagoans are coping in a rough economy
  • Car sharing avoids agony at the pump
  • Food, gas costs force lifestyle changes
  • Chatham woman rings up almost $300 in savings
  • Price check on walk down aisle
  • Fillups now a thing of the past
  • Double dose, half cost
  • Bikes save a wad of cash
  • How Beth cuts her grocery bill in half
  • Couple cut food budget by $100
  • Shopper finds bargains, coupons on most items
  • Riding a scooter saves more than just on gas
  • Cable's out, walking's in
  • College student learning to scrimp
  • Retiree takes a hike to fight rising price of gas
  • Her plan: free meals, free wheels
  • How to have a fun wedding for under $5K
  • 'Thrill of the hunt' at thrift stores
  • Pets, plants help her cut monthly bills
  • Vanpool cuts gas costs by $100 a week
  • Couple looks for second jobs
  • Cigarettes are out, vegetable garden is in
  • She likes service, savings at low-cost dry cleaner
  • Salon owner trims budget
  • Woman shares how to save $6,500 a year
  • Using plastic wisely saves woman dough
  • SUV for transit a $400-a-month trade
  • Family cuts laundry, food bill
  • Saving $150 a month by running car on used veggie oil
  • Temp worker brings her own lunch
  • How I feed 5 for only $65 a week!
  • Shopping more to spend less
  • Mom saves money by attending free, family activities
  • Restaurant's deliveries go green to save green
  • Mom holds the line on cell phone usage
  • Low-cost lunches can taste great, be healthy
  • Take these saving tips to the bank
  • Mom: If it's too hot without a/c 'go outside and sleep'
  • North sider hopes to save with Mint(.com)
  • One-car family gets by just fine
  • Airtight way to save money
  • Gift cards, 8-lb. bag take bite out of Starbucks tab
  • Community college smart way to save
  • Used bike shops offer wheels at a steal
  • Coupon maven draws bargain-hunting crowd
  • She saves $35,000 a year
  • Vegetarian mom saves money on food
  • Planning ahead helps mother of 4 save money
  • Rent out your parking space
  • A 'Depression Era kid' watches every penny
  • Early Christmas shopping helps mom save
  • Keeping a lid on spending
  • No-car days, pricing plan help save money
  • 2 upcoming weddings, so budget's really tight
  • Newlyweds save by skipping phone, internet
  • Free lunch helps ease budget crunch
  • Telecommuter saves by phoning it in
  • Living within her means has paid off big-time